When ledgends die essays

When ledgends die essays In the book When the Legends Die by Hal Borland, Tom is influenced by many people and their ideas. As his settings change, new things influence him to change his personality. The three main influences on Tom are his mother Bessie, Red Dillon and His biggest influence out of everyone would be his mother Bessie. She taught Tom about the old ways, how to fish, chant and weave baskets. Basically she him everything he knows. As well as teaching Tom all these things she taught him to be self sufficient. Eventhough she had 13 years with her son, she gave him a belief in his indian ways that would come back again later on in his life. At the end of this novel when he goes back to the old ways, it's really a way for him to thank her for everything she provided him with. He really found himself at the end of the novel and found his Red Dillon was the total opposite of Bessie. He made him forget about where he was from and his goals for life. He pushed Tom farther away from his history. He also got him to cheat and drink. Tom knew these things were wrong but it stayed in his routine. Red tested Tom to his fullest and pushed Tom to work harder. Unfortunatley Red did not work quite as hard as Tom and even got Tom to set a deadfall on one of his rides. When he was living with the white man he was getting used to the white peoples ways all the while losing site of his Ute history. Mary Redmond who was another of Tom's influences played a big role in encouraging Toms to change his ideas about life in general. She was the one looking over him wile he was staying in the hospital. She was the only person that was in the hospital who truly cared for him. He knew she meant well but he was scared to ask her for help because he had been let down so many times before in his life. She changed his thinking on what he was going to do when he go out of the hospital. At first ...

Risk management and insurance Assignment Example | Topics and Well Written Essays - 1250 words

Risk management and insurance - Assignment Example (Yahoo Finance 2013) Professional liability insurance is a specialized form of liability insurance which indemnifies a professional who causes a loss to his or her client due to the negligent performance of their duties or which is not up to the professional standards stipulated by the professional association regulating the particular professional. For example, if a real estate agent arranged the sale of a property to a buyer on the basis that it would provide a specified level of rental income and it failed to do so, the real estate agent could be held liable for the shortfall on the basis of negligent misrepresentation. The article goes on to state that Great American Insurance Group’s Professional Liability Division launched earlier this year with offices in New York and Pennsylvania. Great American Stock Performance The following material was obtained from http://ir.greatamerican.com/stockquote.htm. It was obtained at 2:06 pm. ET Nov. 22, 2013. Last Price Change Open Day High 52 Week High $0.26 $0.00(Down 7.63%) $0.26 $0.26 $0.50 Volume Previous Close Day Low 52 Week Low 11,500 $0.26 $0.26 $0.15 Year End Stock Prices Stock Price ($) $3.70 $0.49 $0.12 $0.31 Year 2009 2010 2011 2012 The website goes on to stipulate that the above information is intended for informational and not trading purposes and is provided by a third party and not Great American. Description of Company Great American Insurance Group is engaged primarily in property and casualty insurance focusing on specialized commercial products for businesses and in the sale of traditional annuities.(Great American Insurance Group) The Property and Casualty Group (P and C) is among the oldest in the US, dating from the founding of the Great American Insurance Company in 1872. The website advises it has about 30 specialty lines of insurance to meet the needs especially of a variety of small and mid sized businesses. (Presumably this is because larger companies tend to have sufficient resources to self insure for many of the risks.) The site also claims that the company builds relationships with the markets and the communities it serves so that they can concentrate on their core business rather than on the risks they may face. While this is likely true, it must be remembered that companies too small to have their own risk manager tend to rely on their insurance broker for sound impartial advice concerning what insurance coverage they really need and what risks can be dealt with more economically by other means. The website also quotes high financial strength ratings by such agencies as Standard & Poors and Moodys. There are also various kinds of reinsurance coverage available within the Great American Group. There are 4 accounting ratios important to the financial health of a company. Unfortunately I was unable to obtain precise figures for Great American, only the reference to their overall â€Å"A† rating by agencies indicating that this company is in good standin g financially. However I will explain the calculation and the importance of each of the ratios. The first one is the loss ratio which is losses (claims paid) plus adjustment expenses

See below Essay Example | Topics and Well Written Essays - 1000 words - 3

See below - Essay Example the experiences of the six year old protagonist, ‘Scout’ who learns the harsh facts of the life and comes out a winner because they teach her the fundamental lesson that life is not always easy to understand and all people, irrespective of color, race or social status have the right to live with dignity. She learnt that â€Å"you never really understand a person until you consider things from his point of view..† (Atticus, 30). The book has been a reflection of the experiences of the author who had seen the destructive and irredeemable harms of the racial discriminatory practices that were deliberately inflicted on the less privileged segment of the society. It is true that early twentieth century did see some constitutional reforms regarding racial discrimination but unfortunately till 1960s, little efforts were made to implement them. The book has explored the crucial issue of racial prejudices in a manner that has managed to stir the sensitivity of the masses provoking them to question the legitimacy of such practices in the times when America was advocating for democratic values and equal rights. Its has aptly been titled in the light of the prevailing social paradigms that supported the oppressions of the black and believed them to be inferior. The book revolves around the family of the protagonist, Scout, her brother Jem and their father Atticus Finch, a well respected lawyer, who is against any racial or class prejudice and instills the same values in his two children. They live in a southern Alabama in Maycomb where the impact of great depression is visible in its class division. â€Å"People moved slowly then†¦ nothing to buy, and no money to buy it with..† (Scout, 11).  The father teaches the important values through examples and says "..but before I can live with other folks Ive got to live with myself.   The one thing that doesnt abide by majority rule is a persons conscience" (Atticus, 114). He employs a colored woman, Calpurnia as his

Human Resource Management - Compensation, Benefits, Incentives Essay

Human Resource Management - Compensation, Benefits, Incentives - Essay Example e that incentives and benefits do very little to persuade a candidate to accept an organizations employment offer if baseline compensation is slightly below the candidates expectations. Of course, each person will try to get a salary that is higher. However, even young candidates will consider benefits and incentives. For instance, a person may be offered an hourly rate that is lower than he/she wishes. However, with free or discounted lunches, longer breaks, a kind manager, flexible hours, accessibility to work (distance), whom he/she will be working with (age group, environment), what he/she will be doing (perhaps working in an area or subject that he/she enjoys), etc. even the younger person will focus on these things and will realize that the benefits/incentives add to their quality of life. IF the younger person does seek the higher salary, eventually the extrinsic values of a job such as money will not be the overriding factor. He/she will eventually want more out of life if he/she is not happy with who they are working for, does not get discounts, enjoyable working atmosphere, etc. and will seek those things in a job. He/she will eventually quit the job and seek the intrinsic values. That is why younger people do not usually stay with a job for an extended amount of time. They move on. Of course, there are always exceptions to the rules but we humans will seek intrinsic values more even if it’s only internally. Look at the very wealthy people; i.e. movie stars. They have all the money in the world and yet file bankruptcy, have broken relationships, do drugs, get in trouble with the law, etc. They want more. It is true, younger people will look at baseline pay first. However, if the baseline pay is â€Å"slightly lower† as the very opening post stated, they will also look at the incentives/benefits even if the benefits aren’t so great. As stated in my earlier posting, if the pay is good but the other factors, which are called intrinsic

German Economy Essay Example for Free

German Economy Essay One of the major sectors of German economy is the exports of this country that has accounted for a great percentage of financial output. In this regard, more than twenty-five percent of the national German output has been due to the heavy exports that have increased significantly during the last decade. In the year 2004, GDP of Germany was contributed by forestry, mining, and agriculture sector at a very lesser extent, as compared to the other sectors in the country. Despite Germany is going through a high level of industrial revolution, forest has covered more than twenty-five percent of German’s territory. In the year 2003, more than seventy percent of Germany’s gross domestic product was accounted by services sector of the country. In this regard, more than seventy percent of the workforce was employed by this sector. On the other hand, metals, textiles, chemicals, vehicles, foodstuffs, and machinery are major imports of the country, which plays a vital and crucial role in the economy of Germany. In the year 2003, a positive of US$55 billion was the account balance of payments and currency of Germany. The paper will now discuss the abovementioned areas of German economy with detailed analysis, and hope will be beneficial for experts and economists in the better understanding of German Economy. In this competitive era, a number of economies are enjoying a vital position, and Germany is one of the countries that have been able to construct a very important place in terms of its economy. In terms of exchange rate of the United States, the German economy is considered the third largest out of the other major economies of the world. Moreover, the economy of Germany has a very strong power of purchasing, which has resulted in its place as the fifth largest around the globe. In the European continent, the economy of Germany is the largest of all the other economies, which has provided it with a number of opportunities and significance in this economic world. Geographically, Germany enjoys a central place in the continent, which is one of the other reasons behind the significance and exposure of opportunities to the German individuals and businesses. A number of difficulties and confrontations can be observed in the economic history of Germany, such as structural problems related to the East Germany, as well as, different structural problems that have continued since a last decade in the country. (Smyser, 1993) The German government has imposed and implemented a number of policies that have provided significant opportunities for its economy to strengthen in the world. In this regard, one of the major steps taken by the German government is the promotion of establishment of free enterprises, as well as, competition that has provided a competitive and friendly environment to the businesses and individuals in the country. However, various sectors are selected for the distribution of financial support by the state organizations. In the response of such steps taken by the government and related organizations, the economy of Germany has achieved a momentous space in the midst of other economic powers of the globe. In addition, different sectors have achieved strategic importance with the help of different policies by the German government. Thus, a number of factors and reasons are responsible and should be credited for the strengthening and powerful role that has been played by economy of the Germany. One of the major sectors of German economy is the exports of this country that has accounted for a great percentage of financial output. In this regard, more than twenty-five percent of the national German output has been due to the heavy exports that have increased significantly during the last decade. In the result, German economy has expanded traditionally in a macroeconomic manner with the support of heavy exports from different business sectors and industries of the country. Moreover, economic and political incorporation is another basic policy of the German economy, and such policy has been promoted on the continental level in the Europe. In the result, the European Union and its member countries have appreciated and encouraged the introduction and implementation of German economies policies at a higher extent. (Siebert, 2005) Similarly, a number of legislations related to the single markets in the European Union have been established and formulated based on German economic policies. The Euro is the common European currency used by most of the countries in the European continent. In this regard, Germany has implemented the usage of same currency in the country, which has resulted in the exposure of more opportunities related to the strengthened economy of Germany in the region. Frankfurt city in the Germany has the European Central Bank, which is responsible for the formulation of monetary policy of the country, which decides the future prospects for the coming years related to the economy of Germany. (Smith, 1994) Addressing domestic structural problems is another major concern of the German government, which has been agreed and encouraged by most of the German and the foreign experts in the region. In the year 2003, the labor market was deregulated by the gradual steps of German government. In this way, high unemployment rate was tackled in an effective manner. In the West Germany, more than seven percent of fall was observed in the unemployment rate in the country, which was the visible fact of deregulation of the labor market. However, there is still a huge room for improvement in the eastern part of Germany, which has an employment rate of more than fourteen percent in the region. (Scott, 2002) However, the German government is playing a vital role in the addressing of different issues related to the economy of Germany. For instance, high non-wage labor costs have also been addressed by the government with the help of implementation of different policies related to it. Many businesses were burdened due to the imposition of bureaucratic parameters in the past, which was addressed by the present and previous governments during the last decade. Nowadays, it has become quite easy and trouble-free to establish a business in the Germany. New entrepreneurs have been encouraged, especially, in the export sectors of the country. In the result, a major and significant improvement can be observed in the economy of Germany, which is very much export-oriented in nature. (Siebert, 2005) In terms of facts, nine percent of growth was observed in the export year of 2007. In the result, some of the business experts deemed the Germany as the biggest exporter in the world. In the year 2006, more than two percent of growth was observed in the gross domestic product of the country. Moreover, it is estimated that the following years will achieve higher percentage of GDP due to excellent growth in the exports of the country. However, the domestic market of the country is confronting structural problems that can result in some economic issues in the country. Over more than a decade, the labor sector is confronting stagnant wages, which is one of the crucial causes behind the weakness of the domestic market in Germany. In Germany, reunification is financed with the contributions of social insurance companies. Since the 1990s, high wage demands are not observed in unions in the Germany, which has resulted in the conservation of competitiveness among the German workers. Between the years 1990 to 2005, two percent of decline was observed in the net income on an average in Germany, according to the Federal-Statistical Office of the country. However, wage demands from the unions have been raised significantly, as compared with the abovementioned union demands. In the year 2004, GDP of Germany was contributed by forestry, mining, and agriculture sector at a very lesser extent, as compared to the other sectors in the country. Approximately two percent of German population was given employment in the abovementioned sectors. The eastern states of the country have reported to observe a great reduction in the employment rate. After the reunification process, more than seventy percent of workers in the agricultural sector were declined. However, domestic production in the agricultural sector resulted in the fulfillment of more than ninety percent of dietary and food requirements of the country’s population. In the European Union, the agricultural production is being lead by Germany, which has been followed by Italy and France in the European continent. In this regard, wheat, barley, cabbages, and potatoes are some of the major agricultural products in Germany.

A Feminist Reading of The Last of the Mohicans Essay example -- Femini

A Feminist Reading of The Last of the Mohicans    While most often studied as a romance or adventure novel, the most dominant characteristic of The Last of the Mohicans is overlooked: phallicism.   From this phallicism stems Cooper's patriarchal view of society.   In the novel, men are symbolically set apart from women by the possession of weapons (the phallic symbol), and men are separated from one another by the size of their weapons.   The more powerful the men are those bearing the larger, longer weapons. The main character, Hawk-eye, possesses "...a rifle of great length..." (32).   Indeed, the rifle is so long, and so deadly in the scout's hands (he has "...a natural turn with a rifle..."), that he is given the name of 'La Longue Carabine' by his enemies.   The scout symbolizes the greatest male power in the novel, and he is therefore the greatest protector of the women as well.    As the size of the weapons of the other characters decreases, so too does their generative power.   Only slightly shorter than the scout in weapon length are Uncas and Chingachgook, who, while carrying knives, also brandish long hunting rifles. Uncas is the closest to the scout in length, for he carries his former rifle-hearing a shot in the woods, the scout recognizes the shot of Uncas, saying " '...I carried the gun myself until a better offered'" (230).   Thus even though Uncas possesses a weapon of substantial length, he still comes up a bit short when compared with the scout.   Next on the list of length is Duncan Heyward, who begins the novel carrying a mere pistol, grows in generative power as the story progresses-near the end of the novel he shows he can handle a hunting rifle almost as well as the scout.   When the group first leaves ... ...weapon...drawn to his shoulder," the scout preserves the honor of all by killing Magua with a blast from 'Kill-deer' (401).    In this novel overflowing with phallic imagery, it is clear that power lies in weapons, and size does matter.   Without weapon, Gamut protects no one.   Heyward only begins to wield power when he exchanges pistol for rifle. Although a valiant warrior, even Uncas dies after abandoning his rifle.   Conversely, Chingachgook keeps his weapon, and remains alive.   And Hawk-eye, the most powerful protector, is only vulnerable when he does not have 'Kill-deer' in his hands.   In Cooper's patriarchal society, the man with the longest gun is the man who saves the day.   When the big gun is gone, however, all of society is vulnerable.    Work Cited: Cooper, James Fenimore.   The Last of the Mohicans.   NY: Signet Classic, 1962.      

The Twilight Saga 2: New Moon Acknowledgments

So much love and thanks to my husband and sons for their continuing understanding and sacrifice in support of my writing. At least I'm not the only one to benefitI in sure many local restaurants are grateful that I don't cook anymore. Thank you, Mom, for being my best friend and letting me talk your ear off through all the rough spots Thanks, also, for being so insanely creative and intelligent, and bequeathing a small portion of both into my genetic makeup Thanks to all my siblings, Emily, Heidi, Paul, Seth, and Jacob, for letting me borrow your names I hope I didn't do anything with them that makes you wish you hadn't. A special thanks to my brother Paul for the motorcycle riding lessonyou have a true gift for teaching. I can't thank my brother Seth enough for all the hard work and genius he put into the creation of www.stepheniemeyer.com I'm so grateful for the effort he continues to expend as my Webmaster Check's in the mail, kid. This time, I mean it. Thanks again to my brother Jacob for his ongoing expert advice on all my automotive choices A big thank you to my agent, Jodi Reamer, for her continued guidance and assistance in my career And also for enduring my craziness with a smile when I know she d like to use some of her ninja moves on me instead Love, kisses, and gratitude to my publicist, the beautiful Elizabeth Eulberg, for making my touring experience less a chore and more a pajama party, for aiding and abetting my cyber-stalkery, for convincing those exclusive snobs in the EEC (Elizabeth Eulberg Club) to let me in, and, oh yeah, also for getting me on the New York Times bestseller's list A huge vat of thanks to everyone at Little, Brown and Company for their support and their belief in the potential of my stories And, finally, thank you to the talented musicians who inspire me, particularly the band Musethere are emotions, scenes, and plot threads in this novel that were born from Muse songs and would not exist without their genius Also Linkin Park, Travis, Elbow, Coldplay, Marjoric Fair, My Chemical Romance, Brand New, The Strokes, Armor for Sleep, The Arcade Fire, and The Fray have all been instrumental in staving off the writer's block.